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Homeowners' insurance isn't just getting more expensive ... it's also getting harder to secure in the first place. Across the country, an increase in climate-related disasters like heat waves, wildfires and hurricanes is creating challenges for both insurers and their customers. One successful strategy taking hold in Alabama and other states: Climate-proofing houses — and incentivizing it with insurance discounts.
Still, not all states or homeowners face similar risks. And insurers aren't legally required to take climate-proofing into account when assessing the insurability of a home. That's why states are experimenting with different programs — and insurance legislation — to find a solution.
Homeowners' insurance isn't just getting more expensive ... it's also getting harder to secure in the first place. Across the country, an increase in climate-related disasters like heat waves, wildfires and hurricanes is creating challenges for both insurers and their customers. One successful strategy taking hold in Alabama and other states: Climate-proofing houses — and incentivizing it with insurance discounts.
Still, not all states or homeowners face similar risks. And insurers aren't legally required to take climate-proofing into account when assessing the insurability of a home. That's why states are experimenting with different programs — and insurance legislation — to find a solution.
This episode is part of NPR's Climate Solutions Week: a series of stories covering real world solutions for building, and living, on a hotter planet.
See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.
NPR Privacy Policy
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This is an episodic podcast, so you can listen to it in any order, but episode one is a great place to start.
Listen to episode one hereHomeowners' insurance isn't just getting more expensive ... it's also getting harder to secure in the first place. Across the country, an increase in climate-related disasters like heat waves, wildfires and hurricanes is creating challenges for both insurers and their customers. One successful strategy taking hold in Alabama and other states: Climate-proofing houses — and incentivizing it with insurance discounts.
Still, not all states or homeowners face similar risks. And insurers aren't legally required to take climate-proofing into account when assessing the insurability of a home. That's why states are experimenting with different programs — and insurance legislation — to find a solution.
This episode is part of NPR's Climate Solutions Week: a series of stories covering real world solutions for building, and living, on a hotter planet.
See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.
NPR Privacy Policy
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